Federal Stafford Loans
A Stafford loan is the best way to pay for college after scholarships and grants.
Stafford Loan Benefits
- All federal Stafford loans disbursed on/after July 1, 2009, and before July 1, 2010, will be fixed at 6.8% with the exception of the undergraduate subsidized Stafford which will be fixed at 5.6%.
- No co-signer required
- No credit check required
- No payments while you attend school at least half-time
- Subsidized interest payments for those who qualify
- 6-month grace period when you leave school
- No penalties for paying your loan off early
- Take 10 years to repay – longer with flexible repayment options
Save with AES
AES and its participating lenders offer Stafford loan programs that can include zero loan fees and additional rebates.
| Stafford | KeystoneBEST |
| Eligibility | Eligibility |
General Stafford requirements |
Live or go to school in PA |
| Interest Rate | Interest Rate |
As low as 5.6% |
As low as 5.6% |
| Loan Fees | Loan Fees |
0-1.5% of borrowed amount |
0-1.5% of borrowed amount |