Deferment Forms

Incorrect or incomplete forms will delay your request, so be sure to:

  1. Choose the correct deferment form associated with the type of loan you have and your loan servicer:
  2. Provide all necessary information and sign the form.
  3. Return the signed form to your loan servicer (the name of your loan servicer appears on your bill).

Federal Loan Deferment Forms

PDF In-School Deferment Request

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For full-time students—For a borrower to qualify for this deferment, an eligible school must certify that the borrower is enrolled on a full-time basis. Dental interns/residents are encouraged to use this deferment for an internship/residency.

For students who are less than full-time but at least half-time—For a borrower to qualify for this deferment, an eligible school must certify that the borrower is enrolled at least half-time.

PDF Economic Hardship Deferment Request

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This deferment postpones payments for a borrower during times of financial difficulty in which the borrower receives public assistance, serves in the Peace Corps, receives the deferment on a direct or Perkins loan, or meets specific income criteria.

PDF Unemployment Deferment Request

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This deferment postpones payments for borrowers who are seeking full-time employment through an employment agency or are receiving unemployment benefits.

PDF Education-Related Deferment Request

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This deferment postpones payments for borrowers participating in:

  • A full-time graduate fellowship program
  • A full-time rehabilitation training program
  • An internship/residency program
  • A teaching position in an area in which there is a designated teacher shortage

PDF Public Service Deferment Request

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This deferment may postpone payments for any borrower serving:

  • In the military on active duty status
  • As a full-time officer in the Commissioned Corps of the U.S. Public Health Service
  • In the Peace Corps for at least 1 year
  • Full time in the Action Programs for at least 1 year
  • As a full-time paid volunteer in a tax-exempt organization
  • In the National Oceanic and Atmospheric Administration (NOAA) on active duty status

PDF Temporary Total Disability Deferment Request

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This deferment may postpone payments for:

  • Borrowers with a condition that prevents them from working or going to school
  • Borrowers caring for a disabled person

PDF Parental Leave/Working Mother Deferment
Request

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This deferment may postpone payments for:

  • A pregnant borrower or one caring for a newborn or newly adopted child
  • Mothers who recently re-entered the workforce

PDF PLUS Borrower with Dependent Student
Deferment Request

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Borrowers may postpone payments on a PLUS loan when the dependent student for whose education the loan was disbursed is:

  • Enrolled full-time at an eligible school
  • Enrolled at least half-time at an eligible school
  • Engaged in a full-time rehabilitation training program

PDF Military Deferment Request

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This deferment may postpone payments for borrowers who:

  • Serve on active duty or perform qualifying National Guard duty during a war or other military operation or national emergency
  • Were ordered to active duty status while enrolled in an eligible school within 6 months before they were called to active duty

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Alternative (Private) Loan Deferment Forms

PDF Armed Forces Deferment Request Form

PDF AUA Deferment Request Form

PDF BANHPL Deferment Request Form

PDF Borrower Deferment Request: For the Health Education Assistance Loan (HEAL) Program

PDF Citizens Bank School/Internship Residency Deferment Request

PDF EIFC Deferment Request

PDF FAME Deferment Request Form

PDF FAQS Deferment Request Form

PDF FCDB Deferment Request Form

PDF GATE Deferment Agreement

PDF HESC Deferment Request Form

PDF MRU Holdings, Inc: Request for Deferment

PDF MRU Holdings, Inc: Unemployment Deferment Request

PDF NETS AES/Grants Special Programs: In-School Deferment Request

PDF NETS AES/Grants Special Programs: Public Service Deferment Request

PDF NETS AES/Grants Special Programs: Temporary Total Disability Deferment Request

PDF NETS AES/Grants Special Programs: Unemployment Deferment Request

PDF NGEAP AES/Grants Special Programs: In-School Deferment Request

PDF NGEAP AES/Grants Special Programs: Public Service Deferment Request

PDF NGEAP AES/Grants Special Programs: Temporary Total Disability Deferment Request

PDF NGEAP AES/Grants Special Programs: Unemployment Deferment Request

PDF PNC: Request for Deferment

PDF Privately Insured Loan: Request for Deferment

PDF SunTrust Private Student Loan: Request for Deferment

PDF XPRESS Loans: Request for Deferment

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