Incorrect or incomplete forms will delay your request, so be sure to:
- Choose the correct forbearance form associated with the type of loan you have and your loan servicer:
- Provide all necessary information and sign the form.
- Return the signed form to your loan servicer (the name of your loan servicer appears on your bill).
Federal Loan Forbearance Forms
AES Temporary Hardship Forbearance Form
This discretionary forbearance is for borrowers who intend to repay their student loans but show that repaying them at the present time would constitute a hardship, such as financial difficulty.
Student Loan Debt Burden Forbearance Form
This forbearance is for borrowers who have excessive student loan debt (payments equal to or more than 20% of their monthly gross income).
Mandatory Forbearance Form
Medical or Dental Internship/Residency—This forbearance is for medical or dental interns/residents who have used their maximum 24 months of internship/residency deferment time or are not eligible to receive an internship/residency deferment.
National Guard—This forbearance is for members of the National Guard (including members in retired status) during a time when a governor activated National Guard personnel for active state duty for a period more than 30 consecutive days and qualify for post-active duty student deferment, but don't qualify for a military service deferment or other deferment while engaged in active military state duty.
Department of Defense Loan Repayment Program—This forbearance is for borrowers who are eligible to have all or part of their student loans repaid by the Department of Defense.
AES In-School Forbearance Form
In-school financial difficulty—This discretionary forbearance is for borrowers who are experiencing financial difficulty while attending school but who do not qualify for an in-school deferment.
Dependent student temporary hardship—This discretionary forbearance is for PLUS Loan borrowers experiencing financial difficulty or hardship while the dependent student for whose education the loan was disbursed is enrolled at least half-time at an eligible school.
Teacher Loan Forgiveness Forbearance Request
This forbearance is for borrowers who perform the qualifying teaching service for the Federal Teacher Loan Forgiveness Program.
Private Education Loan (Alternative Loan) Forbearance Forms
AES & Key Education Resources Alternative Loan Forbearance ApplicationEnglish Form
AES/Grants Forbearance/Repayment Request FormEnglish Form
AES/PHEAA Alternative Loan Forbearance FormEnglish Form
Ally Bank Loan Repayment Option FormEnglish Form
AUA Forbearance Extension Request FormEnglish Form
AUA Forbearance Request FormEnglish Form
AUA Reduced Payment (RP) Request FormEnglish Form
BANHPL Forbearance Request FormEnglish Form
Bank of America Privately Insured Loan Forbearance Request FormEnglish Form
Chase Forbearance Information FormEnglish Form
Citibank Forbearance Request FormEnglish Form
Citizens Bank Alternative Loan Forbearance RequestEnglish Form
Citizens Bank School/Internship Residency Forbearance RequestEnglish Form
Deutsche Bank Private Student Loan Request for Hardship ForbearanceEnglish Form
Economic Hardship Forbearance Request: ADEAL and ADEALB Guaranteed by HICAEnglish Form
EIFC Forbearance RequestEnglish Form
FAME Forbearance Request FormEnglish Form
FAQS Alternative Repayment Option/Forbearance Request FormEnglish Form
FCDB Alternative Repayment Option/Forbearance Request FormEnglish Form
FCDB DOD Forbearance Request FormEnglish Form
FCDB Internship/Residency Forbearance Request FormEnglish Form
First National Bank of PA Alternative Repayment Option FormEnglish Form
GATE Forbearance AgreementEnglish Form
HEAL Forbearance RequestEnglish Form
HESC Forbearance Request FormEnglish Form
In-School Forbearance: Administrative Forbearance RequestEnglish Form
MGRS Repayment Schedule Request FormEnglish Form
MRU Holdings, Inc Forbearance RequestEnglish Form
MSLT Forbearance RequestEnglish Form
MSLT Reduced Repayment Schedule Request FormEnglish Form
NCT Forbearance RequestEnglish Form
NETS AES/Grants Special Programs Forbearance RequestEnglish Form
Please Loan Alternative Repayment Option FormEnglish Form
PNC Access Group Forbearance RequestEnglish Form
PNC Hardship Forbearance RequestEnglish Form
Privately Insured Loan Repayment Option FormEnglish Form
Residency/Postdoctoral Enrollment Status FormEnglish Form
Rocky Vista Forbearance Request FormEnglish Form
SunTrust Bank Private Student Loan: Request for ForbearanceEnglish Form
UFSB Forbearance Request FormEnglish Form
XPRESS Loans Request for Hardship ForbearanceEnglish Form
AES/PHEAA-Guaranteed Loan Forbearance Form
Request for Forbearance ArrangementEnglish Form
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