Forbearance Forms

Incorrect or incomplete forms will delay your request, so be sure to:

  1. Choose the correct forbearance form associated with the type of loan you have and your loan servicer:
  2. Provide all necessary information and sign the form.
  3. Return the signed form to your loan servicer (the name of your loan servicer appears on your bill).

Federal Loan Forbearance Forms

PDF Department of Defense Loan Repayment Program: Forbearance Form

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This type of forbearance is for borrowers who are eligible to have either all or part of their student loans repaid by the Department of Defense (DOD).

PDF AES Hardship Forbearance Form

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Economic hardship—This forbearance is for borrowers who have excessive student loan debt burden (payments equal to or more than 20% of their monthly gross income).

Temporary hardship—This discretionary forbearance is for borrowers who intend to repay their student loan(s) but show that repaying them at the present time would constitute a hardship, such as financial difficulty.

PDF AES In-School Forbearance Form

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In-school financial difficulty—This discretionary forbearance is for borrowers who are experiencing financial difficulty while attending school but who do not qualify for an in-school deferment.

Dependent student temporary hardship—This discretionary forbearance is for PLUS loan borrowers experiencing financial difficulty or hardship while the dependent student for whose education the loan was disbursed is enrolled at least half-time at an eligible school.

PDF AES Internship/Residency Forbearance Form

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This forbearance is for borrowers who have used their maximum 24 months of internship/residency deferment time or are not eligible to receive an internship/residency deferment.

PDF Teacher Loan Forgiveness Forbearance Request

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This forbearance is for borrowers who perform the qualifying teaching service for the Federal Teacher Loan Forgiveness Program.

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Alternative (Private) Loan Forbearance Forms

PDF Economic Hardship Forbearance Request:
ADEAL and ADEALB Guaranteed by HICA

PDF Alignment of Repayment Forbearance Request

PDF Bank of Lake Mills Forbearance Request

PDF CHASE: Hardship Forbearance Request

PDF Citizens Bank Forbearance Request

PDF GATE Forbearance Agreement

PDF HEAL Forbearance Request

PDF In-School Forbearance: Administrative Forbearance Request

PDF Economic Hardship Forbearance Request:
For Private Education Loans Guaranteed by Keybank

PDF AES & Key Education Resources:
Alternative Loan Forbearance Application

PDF MRU Holdings, Inc: Forbearance Request

PDF AES/Grants Special Programs: Forbearance Request

PDF NCT Forbearance Request

PDF Privately Insured Loan: Repayment Option Form

PDF Residency/Postdoctoral Enrollment Status Form

PDF Residency Status Form

PDF XPRESS Loans: Request for Hardship Forbearance

PDF SunTrust Private Student Loan: Request for Forbearance

Wells Fargo Forbearance Request

Please call AES at 1-800-233-0557 to discuss forbearance options with a loan counselor.

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AES/PHEAA-Guaranteed Loan Forbearance Form

PDF Request For Forbearance Arrangement

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You must use Adobe Acrobat Reader 5.0 or higher to download and view PDF forms.